How to use Apple Pay on iPhone

Knowing how to use Apple Pay on iPhone can make your shopping life so much easier, even more so if you know how to use Apple Pay on your Apple Watch.

How to use Apple Pay on iPhone image showing Apple Pay in use with the face ID scan

We live in a mostly cashless society, limiting the need to carry purses and wallets. Handbags are another story; water bottles, make-up, your phone, chewing gum, you can keep all sorts of things in there. Sure, you might argue that you still need a wallet for your credit cards and that’s fair, but Apple Pay makes it so you don’t even need to carry that with you, and that’s why you need to know how to use Apple Pay on iPhone.

Of course, you can also opt to look at our guides to the best iPhone 14 cases, best iPhone 15 Pro Max cases, and best iPhone 13 cases to get a case that carries your cards. Or, if it’s further assistance with your Apple device that you need, our how to delete contacts on iPhone, how to delete cookies on iPhone, how to delete iPhone messages, and how to delete albums on iPhone guides might interest you.

Anyway, let’s look at how to use Apple Pay on iPhone.

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How do I use Apple Pay on iPhone?

No one can deny the convenience of being able to pay for things with your cell phone, though this is a double-edged sword for it makes impulsive spending that bit easier. Still, the fewer things you have to carry when out and about the better, so here’s how to use Apple Pay on iPhone:

  • To use your default card (the one you add when you set up your phone) you need to double click the side button on your phone, then you need to either use your face ID or password
  • To use a different card, you need to tap on your default card when it pops up after using the double click and your face ID or password to see what others you have saved on your phone. If you don’t have any, you have the option to add a new one if you head to your wallet and tap the ‘+’ button in the top-right corner. You just need to make sure you authenticate it before you try to pay with it
  • Whichever of the above two options you use, you then need to hold your iPhone near the contactless reader and wait until you see ‘done’
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How do I use Apple Pay on my Apple Watch?

Did you forget to bring your phone with you? No problem, so long as you have an Apple Watch attached to your wrist you can still use Apple Pay. Yes, you read right, phones are already becoming a thing of the past when it comes to paying for stuff for some people. So, here’s how to use Apple Pay on your Apple Watch:

  • Double-click on the side button
  • The first card you see is your default one, but you can scroll down to use a different card
  • Hold your Apple Watch to the contactless reader until you either hear a beep or feel a vibration

If you don’t have your phone or watch, you can’t use Apple Pay. We’re not at the point of Futurama yet, I’m afraid.

With that, you know how to use Apple Pay on your iPhone and watch, now why not put your money to good use with our Netflix download, Disney Plus download, and Hulu download guides?